A reminder, I save Microsoft Excel and PowerPoint templates on Google Groups so that they can be accessed and downloaded for free. A link to the BusinessToolsBlog Google Group is in the Blogroll, or you can click here:
http://groups.google.com/group/Businesstoolsblog
Why start from scratch if you don’t have too 
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Any advice given on this blog is my own opinion and not that of anybody else. That said - any advice taken from this blog is at your own risk. 
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